For businesses, CDARS is a simple and safe cash management and long-term investment tool.

With CDARS, your business will get:

  • CD-level rates. CD rates may compare favorably to those associated with other high quality investment alternatives including treasuries, sweep accounts, and money market mutual funds.
  • Safety. With CDARS, your business can access full FDIC insurance coverage on its multi-million dollar investments.
  • Convenience. Your business will earn one interest rate and receive one regular statement. With CDARS, there is no need to manage multiple interest rates, track interest disbursements from various sources or manually consolidate statements. And you never have to track collateral or use private surety bonds.
  • Community Investment. Because we exchange your funds on a dollar-for-dollar basis with other member banks, we can use the full amount of your investment for community lending purposes. So you can support the local community while managing your finances.

How CDARS works

To learn more about the advantages for Personal CDARS, click here.