Mortgage Loans
eStatements Convenient and Green!
View and access your statements with ease!
- Receive automatic email notifications when your Online Statements are available--usually days before paper statements hit the mail.
- Online Statements are saved as PDFs, which you can access, save and print as needed.
It just takes a moment to stop paper delivery and switch to online-only statements!
Here is how to get started:
1. Log on to your Online Banking account by clicking here
Not Registered? Visit one of our banking centers to sign up!
2. Click on the eStatements tab in the top navigation bar
3. Accept the Agreement & Disclosure
4. You can complete the enrollment in a couple easy steps by supplying such information as your email address, a security phrase and an enrollment passcode.
Signing up for online-only statements automatically discontinues paper statements for most accounts--switch back to paper anytime!
If you have questions about eStatements or eNotices, please call any of our branch locations or stop in and a customer service representative will be glad to assist you.
The Commercial Savings Bank is proud to offer its business clients access to payroll services. You’ll get hands-on guidance from accountants that understand your payroll needs and issues. So whether you’re currently going it alone or using another provider for your payroll needs, let us help you take your payroll services to the next level. Some of the services available include:
- Quick and accurate setup
- Paychecks
- Deductions
- Payroll journal
- Workers compensation tax deposit account
- New hire reporting
- Quarterly and year-end reports
- Customized reports
- Compliance Audits
- Unclaimed funds reports
- School district, multi-city, multi-state
and much more!
Payroll services made simple! Ask your CSB Business Development Officer about it today!
CSB does not provide payroll services and is not affiliated with the provider of these services. CSB may receive referral income from the payroll service provider.
At Commercial Savings Bank, we aim to meet the financial needs of customers at all levels. We offer comprehensive leasing products through a strategic partnership with Synergy Resources--an industry leader in equipment lease financing. Leasing offers several advantages including 100% financing with no down payment; valuable tax advantages; reduced risk of owning obsolete equipment; flexible lease structures; and preserves working capital and does not affect your bank line of credit.
We commonly offer financing for the lease of many types of equipment including:
- automobiles/SUVs
- computers/software
- commercial vehicles
- construction equipment
- film and digital equipment
- fork lifts & backhoes
- landscaping equipment
- laser and lab equipment
- medical/dental equipment
- office equipment
- phone systems
- printing presses
Our goal is to make the leasing process as simple and easy as possible. There is a one-page application which can be filled out for up to $150,000 of leasing capital. Credit decisions are made in as little as four hours and equipment vendors can be paid within 24 hours.
Before choosing your equipment, we recommend you go through the pre-approval process. A pre-approved lease line of credit allows you additional bargaining power when negotiating with your equipment vendor. The end result could leave you with a more favorable price and lower monthly payment.
Call any local CSB branch for additional leasing information. The application form is available for download here.
Comments
At Commercial Savings Bank, our treasury management services combine the best of the new world electronic banking with our best…personal, attentive customer service.
NETteller online cash management is like having your own personal CSB teller on-site. Security is a top priority of our NETteller system, so have no worries about completing transactions online.
Other benefits of the NETteller online cash management system include:
- Greater control over your funds because transactions are posted immediately, up to 7 p.m.
- Our Bill Pay feature enables you to pay your bills online anytime.
- Customers can make online payments to you 24 hours a day, seven days a week, 365 days a year.
- NETteller allows you to view your business accounts, pay CSB loans and transfer money from one CSB account to another.
- You can initiate automated clearinghouse (ACH) transactions and transfer funds worldwide.
- NETteller will simplify your payroll processes by uploading batches of ACH files for automated direct deposits in as as many as 15,000 payee accounts.
- Paying local and federal taxes online.
- Control over employee fraud because you decide who can log on and the functions they can perform.
- NETteller’s anti-fraud features further reduce fraud and its costs by enabling you to automatically veritfy checks. In addition, it reduces the need to place stop payments or reissue checks.
Another beneficial service is CSB’s credit card processing. Whether you are a retailer, service provider, e-commerce business or business-to-business merchant, you’ll benefit from CSB’s complete credit card transaction support.
With our system, you can accept all credit card types and have access to customer service 24 hours a day. You will have free on-line unlimited access to a variety of account reports including Deposit Summary, Batch Summary, Monthly Statements and Reconciliation.
Another valuable treasury management service provided by CSB is merchant capture (remote deposit) . Click on this link to learn more.
Health Savings Accounts can lower your company’s health care costs and also give your employees more health care coverage options.
At Commercial Savings Bank, our health savings account plan is an interest-bearing checking account that can be used for medical expenses. Once an employer and/or an employee deposits money into the HSA, then the account owner can write checks on the account or use an HSA debit card to pay for most health care expenses not covered by medical insurance.
Employee contributions can be made to HSAs on either an after-tax or pre-tax basis. If made on an after-tax basis, contributions should be counted as an above-the-line deduction on a tax return, making the contribution tax-free. Contributions made pre-tax can be done through a qualifying cafeteria plan (also called Section 125 plan) which may reduce a company’s overall FICA libaility.
Allowing funds to roll over year after year will allow employees to use health care services wisely and may help your business save money and to lower insurance premiums.
Contributions your company may choose to make are generally tax-deductible. (Consult with your company’s legal and tax advisors.)
To learn more about options available for your business, contact any local branch of CSB.
To learn more about Health Savings Accounts see the below resources.
www.hsafinder.com
More Articles...
© 2012 Commercial Savings Bank. All Rights Reserved.