Remote deposit or merchant capture is a cutting-edge electronic cash management service that enables you to easily and quickly process non-cash customer payments without making a trip to the bank. It’s just another way we are trying to improve the efficiency of your business operation. It’s like bringing a Commercial Savings Bank teller right to your business.

Here’s how it work. Using a small scanner at your place of business, you will be able to accept consumer checks, commercial checks, cashier checks, money orders, debit and credit cards and preauthorized and/or recurring payments. The system is easy to use. You simply log in to our secure website and scan a check through the scanner.

Benefits of using remote deposit include:

• Deposits can be made anytime right from your place of business
• Preparing deposits electronically is very efficient, saving valuable time and reducing labor costs
• Reduces the number of trips to the bank or costly courier fees
• Consolidate funds from other locations into one bank thereby decreasing bank fees
• Deposits are credited to your account on the same business day until 5 p.m.
• Quicker notification of returned checks increases your opportunity for collection
• You can easily create a database from customer information captured in the process