Business Loans

At Commercial Savings Bank we realize sometimes as a business owner you need immediate access to cash.

We offer an operating line of credit to qualified businesses. When you establish a line of credit at CSB, you have immediate access to money up to a specified sum. Offering competitive interest rates, you pay interest on only the money you use. As you pay back the money you’ve used, you reduce the amount on which you’re paying interest and increase the amount once again available to you.

CSB also offers competitive rates on business loans. Loan products in our business loan line include:

  • Equipment loans
  • Owner and non-owner occupied real estate loans
  • Agricultural loans with flexible payments. We have an agricultural loan officer and also participate in the state’s Ohio Agricultural Link Deposit Program

Doug Kelly

Doug has been in banking for 24 years, more than 11 with CSB. Doug specializes in agricultural loans for the bank’s entire market area and is a commercial lender for Wyandot County. Doug has degrees in Business Administration and Marketing and a minor in Finance from The University of Findlay.

VP/Business Development Officer
118 South Sandusky Ave.
Upper Sandusky, Ohio 43351
(419) 294-5781 phone
(419) 294-2350 fax
888-294-2271 toll free
Email Doug

Jeff Stratton

Jeff has 10 years of banking experience, eight of those in commercial lending.  Prior to his banking career, Jeff spent many years working for his family business and brings a unique perspective having been on the client side of business banking.  Jeff graduated from Bluffton High School and received his Bachelor of Finance Degree from Miami University.

VP/Business Development Officer
1660 Tiffin Ave.
Findlay, Ohio 45840
(419) 423-3057 ext. 57411 phone
(419) 424-0476 fax
email Jeff

Cliff Lanthorn

Cliff has more than 30 years of commercial and residential lending and management experience. Cliff covers the Franklin county area and all of its surrounding counties as a commercial lender. Cliff attended Bliss Business College with a degree in Business and Communications.

VP/Business Development Officer
965 High Street, Lower Level
Worthington, OH 43085
(614) 430-9780 phone
(614) 439-9781 fax
888-294-2271 toll free
Email Cliff

Bill Bostelman

Bill has been in banking for 37 years, with over 20 years in commercial lending. Bill covers the Marion market and has been a commercial lender in the Marion area for 12 years (4 years with CSB). Bill earned his BSBA in finance from Moorehead State University, Kentucky and holds a MBA in finance from Wright State University.

VP/Business Development Officer
195 Barks Rd.
Marion, OH 43302
(740) 389-3381 phone
(740) 389-3169 fax
888-294-2271 toll free
Email Bill