Welcome to Commercial Savings Bank.

You will notice a difference at Commercial Savings Bank where customer service means as much to us as it does to you. In fact, you could say we are simply better. We offer personal attention, prompt responses and decisions made right in your local CSB branch.

Commercial Savings Bank, Simply Better.

Subject to credit approval. Annual Percentage Rate (APR) is accurate as of March 28, 2008 and is determined at our discretion. Stated APR includes rate reduction of one-half percent (0.50%) for having your loan payment automatically deducted from a qualifying CSB checking account. Minimum credit report beacon score of 660 required. Maximum loan-to-value ratio (LTV) (loan amount divided by our appraised value of your home) is 85%. If only the minimum required payments are made, a balloon payment will result at the end of the loan term. You are responsible for property insurance (and flood insurance, if applicable) for the property securing your loan. Only your primary residence will qualify for this product. Other terms and conditions may apply and are subject to change without notice. Consult your tax advisor regarding deductibility of interest.